Xoom is made for sending money to friends and family in other countries without turning the process into a complicated bank transfer. From your iPhone, you can choose how the recipient gets the money, check the total cost before sending, and follow the transfer until it arrives.

The service is part of PayPal and supports transfers to more than 150 countries. Available delivery methods depend on the destination.

How to install Xoom

1. Open the Xoom page on your iPhone.

2. Tap Get.

3. Confirm the installation with Face ID or your Apple ID password.

4. Open the app and sign in or create an account.

5. Add a payment method and complete any requested verification.

You may also be able to sign in with an existing PayPal account.

Send money in the way that works best

Xoom offers several ways for someone to receive money. You can send it directly to a bank account, debit card, or mobile wallet. In supported countries, the recipient may also collect cash from a local partner or have it delivered to a home address. They do not need their own Xoom or PayPal account to receive the transfer.

The options vary by country. For example, some destinations support bank deposits and cash pickup, while others also offer transfers to cards, services such as UPI, or popular local mobile wallets.

See the cost before you send

Before confirming a transfer, Xoom shows the exchange rate, transfer fee, amount the recipient should receive, and an estimated delivery time.

The price can change depending on the destination, payment method, amount, and delivery option. Paying from a bank account may cost less than using a credit or debit card, although it can sometimes take longer.

This makes it worth comparing the available choices rather than automatically selecting the fastest one.

Track every transfer

Once the money is sent, the app shows its current status and notifies you when something changes. Previous recipients and transaction details are saved, which makes repeat transfers much quicker.

That is especially useful for regular family support, rent, education costs, or monthly bills abroad. You can review the details, update the amount, and send again without entering everything from scratch.

Mobile reloads and bill payments

Xoom is not limited to cash transfers. In supported countries, you can add credit to someone’s prepaid phone or pay certain utility bills from the app.

Mobile reloads can be paid for with options such as a bank account, card, PayPal balance, or other supported methods. Availability depends on where you are sending from and the recipient’s country.

Is Xoom free?

Xoom is free to download, but sending money may include a transfer fee and currency conversion costs.

Some routes or payment methods may qualify for a zero transfer fee, but that does not necessarily mean the exchange rate has no cost. Always check the final amount shown before confirming.

Frequently asked questions

Does the recipient need Xoom?

No. Money can be delivered to a supported bank account, card, wallet, cash pickup location, or home address without the recipient opening a Xoom account.

Can I send money for cash pickup?

Yes, cash pickup is available in many countries through local partner locations.

Can I send money to a mobile wallet?

Yes, supported mobile wallets are available in selected destinations.

Can I reload someone’s phone?

Yes. Xoom supports international mobile reloads for participating countries and carriers.

How fast are Xoom transfers?

Some transfers can arrive within minutes, while others take longer. The app shows an estimate before you pay.

Get Xoom on your iPhone

Xoom is a practical choice when the person receiving money needs more than a standard bank transfer. Bank deposits, mobile wallets, cards, cash pickup, phone reloads, and bill payments are all handled through the same app.

The strongest part of the experience is its flexibility: you can choose the delivery method that actually works for the person receiving the money and see the full cost before sending.