Looking to download PayPal on your iPhone? The official PayPal – Pay, Send, Save app is available through Apple’s App Store. You can use it to send and request money, pay for purchases, manage your PayPal balance, track account activity, and access other financial tools available for your account and region.

The app is free to download. Use the official App Store button on this page to open the verified PayPal listing and install the latest compatible version on your iPhone.

How to install PayPal on iPhone

Installing the PayPal app only takes a few steps:

1. Open the official PayPal page in the App Store.

2. Tap Get or the cloud download icon.

3. Confirm the installation with Face ID, Touch ID, or your Apple ID password.

4. Wait for the app to download and install.

5. Tap Open and sign in to your PayPal account.

New users can create an account from the app. PayPal may ask for personal information, a phone number, an email address, and identity verification depending on the services you plan to use.

What is the PayPal app used for?

PayPal is a digital wallet and online payment service used by individuals and businesses around the world. The iPhone app gives you convenient access to your account without opening PayPal in a browser.

You can review recent activity, see incoming and outgoing payments, manage linked cards and bank accounts, and check the status of eligible purchases or transfers. The layout is designed around common tasks, so sending money or reviewing a transaction usually takes only a few taps.

Send and request money

One of the main reasons people install PayPal is to send or receive money. You can look up another user by email address, phone number, name, or PayPal username, depending on availability.

The app can be used for personal payments in the United States and for eligible international transfers to supported countries. Fees, exchange rates, transfer times, and recipient availability vary, so it is important to review the details displayed before confirming a payment.

You can also request money from another person. This is useful for splitting a bill, collecting payment for shared expenses, or reminding someone about money they owe.

Pay online with PayPal

PayPal is accepted by many online stores, apps, and services. At checkout, you can choose PayPal and pay with an eligible card, linked bank account, or available PayPal balance.

Using PayPal can be convenient because you do not have to enter card details separately on every participating website. Eligible purchases may also receive PayPal Purchase Protection, although coverage depends on the transaction and the applicable terms.

The app keeps a record of PayPal payments, making it easier to review what you bought, when the payment was completed, and which funding source was used.

Shop in stores and earn rewards

Depending on your account and location, the PayPal app may include in-store payment options and shopping offers. Eligible users in the United States can find rewards offers from participating brands and redeem accumulated points on qualifying PayPal checkout purchases.

Rewards, promotional categories, participating merchants, and redemption conditions can change. The app will show the offers currently available to your account.

PayPal Debit Card

Eligible U.S. customers can apply for and manage the PayPal Debit Mastercard through the app. The card is linked to a PayPal Balance account and can be used where Mastercard is accepted.

The current U.S. program may allow customers to select a monthly rewards category and earn points on eligible purchases, subject to spending limits and program terms. The card itself has no monthly fee, but other transaction or ATM charges may apply.

Availability is not guaranteed, and the debit card is not offered in every country.

Pay in 4 and Pay Monthly

PayPal may offer buy now, pay later options for eligible purchases. In the United States, Pay in 4 divides an approved purchase into four payments, while Pay Monthly may provide longer repayment terms through the participating lender.

These services are subject to approval, eligibility requirements, purchase limits, regional restrictions, and credit terms. Not every purchase qualifies, and the exact payment schedule should be reviewed before accepting an offer.

PayPal Savings

Eligible U.S. customers may be able to open and manage PayPal Savings from the app. The service allows users to transfer money, create savings goals, and earn a variable annual percentage yield.

PayPal is a financial technology company, not a bank. PayPal Savings banking services are provided by a partner bank, and a PayPal Balance account may be required. Rates and eligibility can change.

Buy and manage cryptocurrency

In supported regions, eligible users can buy, sell, hold, or transfer selected cryptocurrencies through PayPal. Available assets may include Bitcoin, Ethereum, PayPal USD, Bitcoin Cash, and Litecoin.

Cryptocurrency values can change quickly, and users may lose money. The feature is not available in every location, and PayPal does not present crypto transactions as guaranteed investments.

Track packages

The PayPal app can help track eligible online orders. Users may be able to connect a supported Gmail or Outlook account so that the app can identify order and delivery information.

Package tracking does not cover every store or shipment, but it can be useful for keeping purchase and delivery updates in the same app as the original payment.

Is PayPal free to download?

Yes. The PayPal app is free to download from the App Store.

PayPal may still charge fees for certain services, including some international transfers, instant withdrawals, currency conversions, cryptocurrency transactions, business payments, or other optional features. The applicable charge should be displayed before the transaction is completed.

PayPal system requirements for iPhone

The current App Store listing requires:

• An iPhone or compatible iPod touch;

• iOS 15.0 or later;

• An Apple ID to download the app;

• An internet connection;

• A supported PayPal account for most features.

The installation file is relatively large, so make sure the device has enough free storage before downloading.

How to update PayPal

To install the latest PayPal version:

1. Open the App Store.

2. Tap your profile picture.

3. Scroll to the available updates.

4. Find PayPal.

5. Tap Update.

Automatic app updates can also be enabled in the iPhone settings. Keeping PayPal updated helps ensure compatibility and gives you access to the latest improvements and security fixes.

Is PayPal safe to install?

The safest way to download PayPal for iPhone is through the official Apple App Store. Check that the developer is listed as PayPal, Inc. before installing.

Avoid websites that offer modified PayPal IPA files, unofficial installers, or requests to enter your PayPal password outside the official app or PayPal website. PayPal may also collect financial, contact, location, usage, and device information depending on how the app is used, so review the App Store privacy section and PayPal’s privacy policy before signing up.

Frequently asked questions

Can I download PayPal without the App Store?

On a standard iPhone, the official and recommended installation method is Apple’s App Store. This page does not provide a direct IPA download.

Can I install PayPal on an older iPhone?

Yes, provided the device supports iOS 15.0 or later and has enough available storage.

Do I need a bank account to use PayPal?

Not always. Available funding methods depend on the country and account. You may be able to link a debit card, credit card, or bank account, but some features require a PayPal Balance account or additional verification.

Can I use PayPal outside the United States?

PayPal operates in many countries, but features differ by market. PayPal Savings, the U.S. debit card rewards program, certain cryptocurrencies, and some pay-later services may not be available in your country.

Is the latest PayPal version free?

Yes, downloading and updating the official PayPal app is free. Fees may apply to certain transactions and financial services.

Download the official PayPal app

Use the official App Store download button on this page to install PayPal safely on your iPhone. After installation, open the app, sign in or create an account, and follow the verification steps shown for your region.