MyCredit is a fast online loan. There are situations when money is needed urgently. Worrying loved ones, letting them know about your troubles, however temporary, is not a good idea. It is good to have savings for such cases. And if not? An online credit card loan will come in handy. Get it, track payments and cashback conveniently through our app.

Fast money is not an exaggeration, but a reality. There is no need to look for guarantors and carry your great-grandmother's earrings as a guarantee, because we trust you! A passport and an identification code are quite enough to identify your identity.

► How to get a microloan through our application?

Download the MyCredit app from the Play Market

Fill in the information about yourself in the Personal account.

Decide on the amount and term of the loan.

Please wait 5 minutes*, we value your time and check the information with super speed.

Check your SMS, maybe we have already credited your card?

► Why an online loan is really beneficial:

you don't need to limit yourself in the most necessary things in order to save up for the desired thing;

you can contact us at any time of the day and wherever you are;

we save your time, which is more expensive than material resources;

we regularly publish promotional codes that can significantly reduce the interest rate.

Borrowing money for a pension is more profitable with us than saving part of your earnings every month. Taking into account the rate of inflation, after six months to a year, the accumulated amount will be much less than you expected.

The loan on the card is easy to return. You can make payments via the Internet, a terminal or at the bank's cash desk. We have no additional commissions or hidden payments.

Online credit is safe. We are PCI DSS certified because we comply with all international requirements for the protection of information received from our customers.

To take out a loan, you need the following documents:

► passport of a citizen of Ukraine;

► identification code;

► personal bank card.

Loan online Ukraine is a state-of-the-art service that we are proud of.

► Online loans are provided under the following mandatory conditions:

Ukrainian citizenship;

age — 18 or more years;

the credit card is issued in the name of the person applying for the loan.

Interest rates in MyCredit:

Examples of calculating a loan with a reduced interest rate:

The maximum loan amount is up to UAH 3,000

The minimum repayment period is 65 days

The maximum repayment period is unlimited

Maximum annual percentage rate (APR) - 3.65%

First loan, rate 0.01% per day:

UAH 1,000 for 65 days, the amount for use will be UAH 6.5.

UAH 1,000 * 65 days * 0.01% = UAH 6.5

The amount until full refund after 65 days will be:

UAH 1,000 principal + UAH 6.5 accrued interest = UAH 1,006.5

There are no additional charges or commissions.

Importantly! Interest is calculated on the loan amount from the date of actual use, starting from the day the loan is issued and ending on the day the debt is fully repaid. We immediately stop charging interest 90 days after the original loan term. Therefore, you will not have to return many times more than you borrowed.

Certificate of registration of a financial institution, series IK #146, registration number #16103223, issued by the National Commission for State Regulation in the Field of Financial Services Markets on October 20, 2015. The license dated 03.12.2024 for the provision of funds and bank metals on credit, reissued on the basis of the letter of the National Bank of Ukraine dated 03.12.2024 No. 27-0026/19303 "On the reissuance of the license", is indefinite.

*5 minutes is the approximate time for application consideration, acceptance of the application for consideration does not guarantee receipt of a loan.