Lili is a modern business finance platform built for small business owners who want clarity, control, and confidence. From business banking and smart bookkeeping to tax tools, credit-building, and invoicing. Everything you need to manage your finances is in one place.

SMARTER BUSINESS BANKING

- Business Checking Account with no minimums or hidden fees

- Lili Visa® Debit Card* with cashback rewards on eligible purchases**

- Business Savings Account earning up to 4.00% APY****

- International wire transfers to and from 30+ countries

- Fee-free ATM withdrawals at over 38,000 locations nationwide

- Cash deposits at 90,000+ participating retailers

- Get paid up to 2 days early

INTEGRATED ACCOUNTING TOOLS***

- Real-time expense tracking and custom reports

- Profit & loss and cash flow statements***

- Photo receipt capture

- Income and expense insights for smarter decisions***

TAX PREPARATION, SIMPLIFIED***

- Transactions automatically categorized by tax type

- Built-in write-off tracker and tax savings tools

- Pre-filled tax forms, including 1065, 1120, and Schedule C***

BUILT-IN CREDIT BUILDING*****

- Access the BusinessBuild Program in collaboration with Dun & Bradstreet*****

- Apply for a secured BusinessBuild Credit Card—payment activity is reported monthly to Dun & Bradstreet

- Monitor key business credit scores and insights from your Lili account

- Get real-time alerts when your credit profile changes

PROFESSIONAL INVOICING TOOLS***

- Create and send customized invoices

- Accept multiple payment methods

- Track unpaid invoices and automate reminders

SUPPORT BEYOND THE PLATFORM

- Lili Academy: Business guides, expert tips, and video lessons

- Free tools, templates, and downloadable resources

- Exclusive partner discounts

- Curated newsletters and content for growing businesses

ADVANCED SECURITY

Lili accounts are insured up to $3 million through a network of sweep program banks. Your funds and data are protected with industry-grade encryption, fraud monitoring, and multi-factor authentication. You’ll also receive real-time transaction alerts and have 24/7 access via web or mobile, with instant card freezing if needed.

LEGAL DISCLOSURES

Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks N.A., Member FDIC.

*The Lili Visa® Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.

**Available to Lili Pro, Smart, and Premium account holders only; monthly account fees apply.

***Available to Lili Smart and Premium account holders only; monthly account fees apply.

****The APY for the Lili Savings Account is variable and subject to change. As of January 13 , 2026, 2.25% APY applies to balances up to $500,000. Balances over $500,000 and up to $1 million earn 4.00% APY. Balances above $1 million do not earn interest.

*****BusinessBuild is an add-on feature available to all Lili Accounts, except sole proprietorships. After a one-month free trial, account holders will be charged $18 per month for the next three months, then $30 per month thereafter. By integrating your Lili Account through the D&B Credit Insights banking integration feature, there may be potential for you to positively impact your Delinquency and Failure Scores. Dun & Bradstreet requires a minimum of six months of business banking transaction history to be able to potentially impact these scores.